mChama / Investment

EChama is a web and mobile app to automate record-keeping which enables investment groups to manage all their group activities and communications. EChama where the members agree to contribute a fixed amount at each meeting for a fixed period such as one year. At each meeting the funds are collected up and certain members are paid the entirety of the collected money on a rotating schedule. The platform is accessible online through desktop and mobile, hence with Internet connection one can manage the Investment Group Records with ease.

EChama effortlessly handles the different payments made to the Investment Group. These payments include contributions payments, penalty payments, customer payments, supplier payments, special deposits, member loan payments, bank loan payments. These payments are handled by the treasurer on the system.


  • Financial Management
  • Membership Management
  • System User Management
  • Bank Account Management
  • Expense Management
  • Interest Calculation
  • Channel Management
  • Project Management
  • Loan Management
  • Fiancial Reports
  • Penalty/Fines Management
  • Alert and Notification
Come Lets Talk “Money On Demand – Your Mode of Payment.”